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News

Mortgage Soup
mortgagesoup.co.uk > house-price-fall-fails-to-solve-first-time-buyer-deposit-barrier

House price fall fails to solve first-time buyer deposit barrier

3+ day, 17+ hour ago   (822+ words) Millions of working renters remain unable to buy their first home despite falling house prices, with Own Homes calling for greater use of private capital to tackle the deposit barrier. The latest Lloyds House Price Index showed house prices fell…...

Mortgage Soup
mortgagesoup.co.uk > landbay-cuts-core-buy-to-let-rates-by-up-to-0-20

Landbay cuts Core buy-to-let rates by up to 0.20%

4+ day, 4+ hour ago   (258+ words) The lender has reduced rates on six 2-year fixed-rate products by 0.20%, while 13 5-year fixed-rate products have been cut by 0.10%. The changes apply across Landbay’s standard Core and Core AVM ranges, with a choice of product fee structures. Following the reductions,…...

Mortgage Soup
mortgagesoup.co.uk > atom-bank-cuts-residential-mortgage-rates-by-0-10

Atom bank cuts residential mortgage rates by 0.10%

4+ day, 8+ hour ago   (187+ words) The lender has cut rates by 0.10% with immediate effect, taking pricing to a starting rate of 5.19% on Prime products at 85% LTV and Near Prime products at 60% LTV. The reductions follow recent changes to Atom bank’s lending criteria, including a cut…...

Google News
mortgagesoup.co.uk > stowell-returns-to-accord-in-regional-sales-manager-role

Stowell returns to Accord in regional sales manager role

4+ day, 17+ hour ago   (270+ words) Stowell (pictured) returns to Accord after three years with NatWest’s private banking division and brings almost three decades of mortgage industry experience to the role. She originally joined the lender as an underwriter in 1997 and was part of the business…...

Mortgage Soup
mortgagesoup.co.uk > teachers-bs-posts-record-month-for-mortgage-completions

Teachers BS posts record month for mortgage completions

5+ day, 27+ min ago   (149+ words) The Society said August 2026 was its busiest month on record for helping members complete on home purchases. It attributed the milestone to stronger lending criteria, improved affordability and demand for specialist lending expertise, particularly among borrowers who do not fit…...

Mortgage Soup
mortgagesoup.co.uk > mortgages-got-talent-launches-for-2026

Mortgages Got T'alent launches for 2026

5+ day, 3+ hour ago   (281+ words) Taking place at Piazza Italiana on Wednesday 25 November, the event will bring together familiar faces from across the mortgage market for an evening of music, entertainment and a few surprises along the way. It follows the success of last year’s…...

Mortgage Soup
mortgagesoup.co.uk > scottish-bs-takes-specialist-mortgage-range-nationwide

Scottish BS takes specialist mortgage range nationwide

5+ day, 8+ hour ago   (357+ words) The expansion builds on the mutual’s existing presence in Scotland and the North of England and includes lending for borrowers whose income, assets or circumstances may fall outside conventional affordability models. Its proposition includes pension-backed lending, Retirement Interest Only mortgages…...

Mortgage Soup
mortgagesoup.co.uk > nearly-900000-borrowers-lock-in-mortgage-deals-early

Nearly 900,000 borrowers lock in mortgage deals early

6+ day, 4+ hour ago   (548+ words) A total of 381,364 mortgages were secured early during the second quarter, following 499,271 in Q1, taking the first-half total to 880,635. The figures come from lenders signed up to the Government’s Mortgage Charter, which allows customers to secure a new deal up to…...

Mortgage Soup
mortgagesoup.co.uk > holiday-let-mortgage-enquiries-rise-for-88-of-brokers

Holiday let mortgage enquiries rise for 88% of brokers

6+ day, 7+ hour ago   (491+ words) The lender’s inaugural Holiday Let Index found that 88% of brokers had seen enquiries rise, with 32% reporting a significant increase. Just 8% said enquiries had declined. The research, conducted by Pegasus Insight, suggests investor demand for holiday lets is holding up despite…...

Mortgage Soup
mortgagesoup.co.uk > the-buckinghamshire-launches-three-year-discounted-mortgage-range

The Buckinghamshire launches three-year discounted mortgage range

6+ day, 7+ hour ago   (220+ words) The products include a Retirement three-year discount mortgage at 5.09%, available up to 75% loan-to-value (LTV) with a £999 product fee. Two Credit Restore three-year discount products have also been introduced. The first is available up to 60% LTV at 5.49%, while the second is…...